The intense examination of the business model of a corporate client is an essential factor in the success of a farsighted credit decision. If the business model is clearly understood, it will be possible to interpret the results of the financial analysis correctly and in particular to make a feasible assessment of sustainable debt capacity. In addition, sensitivity analysis and scenario thinking are often essential within a comprehensive and prospective assessment of the debt capacity of a corporate client.
IFBC has long-standing consultancy experience in the field of corporate banking. Our support covers amongst others the following areas: